Complete 3rd pillar guide 2026

Everything you need to know about the 3rd pillar in one document. Download our free PDF guide.

What the guide contains:

  • 2026 contribution limits and maximum amounts
  • Bank vs insurance comparison
  • Tax optimisation strategies by canton
  • New: retroactive 3a buy-back (from 2026)
  • Withdrawal conditions and tips
  • Special cases: cross-border workers, self-employed, divorce
PDF format
Updated March 2026

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