Retirement Capital Calculator

How much will you have at retirement thanks to your 3rd pillar? Simulate your capital based on your age, contributions, and estimated return.

Retirement Capital Calculator

Project your 3rd pillar capital at retirement

1864
50036'288
0%6%
5870

The power of compound interest

The earlier you start, the more compound interest works in your favor. A contribution of CHF 7'258.- per year over 35 years at 2% return generates approximately CHF 370'000.-, of which over CHF 116'000.- is interest. At 4%, the capital rises to approximately CHF 530'000.-.

This is why it is recommended to open your 3rd pillar as early as possible, even with small contributions. Learn more about returns.

Choosing the right investment

The return depends on the type of investment: savings account, investment fund, or mixed solution. Your choice should depend on your investment horizon and risk tolerance.

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