Tax Savings Calculator 3rd Pillar

Estimate how much you can save on your taxes by contributing to your 3rd pillar. Calculation adapted to your canton, income, and family situation.

3rd Pillar Tax Savings Calculator

Estimate how much you can save on your taxes

30'000300'000

How does the 3rd pillar tax deduction work?

Contributions to pillar 3a are fully deductible from your taxable income. In practice, if you contribute the maximum of CHF 7'258.- and your marginal rate is 35%, you save approximately CHF 2'540.- in taxes per year.

The savings depend on your canton of residence, gross income, and family situation. Cantons with high tax rates such as Geneva or Vaud offer the greatest savings in absolute terms.

2026 Ceilings

Employee (LPP affiliated)

CHF 7'258.-

Self-employed (without LPP)

CHF 36'288.-

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